Free Resources for Freelancers
Curated generators, calculators, and reading — built for privacy-first workflows. Jump to a tool or browse by topic below.
Document generators
Invoice Generator
Line items, tax, templates, and PDF export — private drafts in your browser.
OpenReceipt Maker
Payment proofs with thermal or full-page layouts.
OpenEstimate Maker
Quotes and bids with validity dates and structured scope.
OpenPurchase Order Generator
Buyer-facing POs with releases, terms, and approvals.
OpenCredit Note Generator
Credits, refunds, and adjustments tied to invoices.
OpenStatement of Account
Running balances with optional payment-tracker import.
OpenDelivery Note Generator
Shipments, GRNs, dispatch, and digital handoffs.
OpenTimesheet Generator
Approval-ready grids with time-tracker import.
OpenWork Order Generator
Tasks, assets, costs, and signature lines for field work.
OpenFinancial calculators
Profit Margin Calculator
Margin vs markup, target prices, and sensitivity checks before you quote.
OpenHourly Rate Calculator
Minimum rate from income goals, expenses, and realistic billable hours.
OpenVAT / Sales Tax Calculator
Add or strip tax from inclusive or exclusive amounts.
OpenDiscount Calculator
Sale prices, reverse percentages, and stacked discounts.
OpenLate Fee Calculator
Simple or compound interest scenarios for overdue balances.
OpenBreak-Even Calculator
Revenue and units to cover fixed costs at your margin.
OpenOperations & cash flow
Learning resources
How to Write an Invoice
Line items, numbering, payment terms, and professionalism.
OpenFreelance Pricing Guide
Packaging, positioning, and raising rates without panic.
OpenInvoice vs Receipt vs Estimate
Pick the right document at the right time.
OpenFreelance Rate Database
Benchmark USD bands by profession before your next quote.
OpenLegal basics
Always use a contract
A contract turns vague enthusiasm into enforceable clarity: deliverables, payment timing, IP, and exit paths. Short written terms beat a thread of informal messages when something goes sideways.
What is Net 30 / Net 60?
NET terms count days from the invoice date (or a defined receipt event) until payment is due. Longer terms help your client’s cash flow but strain yours — use deposits, milestones, or pricing premiums when you accept NET 60 or NET 90.
Kill fees explained
A kill fee compensates you if a project stops after you have started or blocked calendar time. Document the trigger, amount or formula, and what assets revert to whom.
IP ownership in freelance work
Many jurisdictions leave IP with the creator unless a contract assigns it. Clients expect transfer after payment — spell out assignment, license scope, portfolio rights, and moral-rights considerations your region recognizes.
Tax guides by region
Short primers for orientation only — confirm thresholds, rates, and filing rules with a qualified advisor.
Uganda VAT (18%)
Uganda applies 18% VAT on many taxable supplies. Registered businesses generally charge VAT on invoices and may reclaim input VAT on eligible business costs. Thresholds and filing cadence depend on URA rules — confirm status before quoting "plus VAT."
UK VAT (20%) for freelancers
UK VAT registration passes a turnover threshold (verify current HMRC figures). Standard-rated supplies add 20%; some services to overseas B2B clients may fall outside UK VAT under place-of-supply rules.
US self-employment tax
U.S. freelancers owe federal income tax plus self-employment tax covering Social Security and Medicare on net self-employment earnings. Estimated quarterly payments reduce underpayment penalties; state and local obligations depend on residence and nexus.
EU VAT for digital services
Selling digital services to EU consumers often triggers VAT in the customer’s member state via OSS or legacy MOSS routes. B2B reverse-charge may apply when the buyer has a valid VAT ID. Rules are detail-heavy — use specialists for filings.